Program Description:
This newly updated AIB course reflects the ways that
banks do business and how they are affected by laws
and regulations --- in plain English for the non-lawyer.
It is devoted to the basic laws and banking regulations
that govern deposit accounts, lending, real estate
lending, bankruptcy, non-deposit products and
services, international banking, marketing, safety and
soundness, and information reporting.
After successfully completing this course, the student will be able to:
- Discuss laws and regulations pertaining to deposit
account relationships such as regulations D, E, Q,
CC, and DD
- Explain legal protections afforded to consumers by
such laws as Equal Credit Opportunity, Fair
Housing, Truth in Lending, and more
- Describe key laws affecting real estate transactions
such as RESPA and HOEPA, and more
- Describe provisions of bankruptcy law covering
liquidation, rehabilitation, and relief, and the 2005
Bankruptcy Abuse Prevention and Consumer
Protection Act
- Identify major laws and regulations governing bank
trust; securities and insurance activities; and
marketing and international banking
- Describe major provisions of laws and regulations protecting bank operations such as regulations O
and W
- Explain provisions of laws such as HMDA, Bank
Secrecy Act, USA PATRIOT Act, Financial Privacy
and OFAC regulations
Who Should Attend:
Personnel who are new to banking or require a
refresher course on the legal basis for many banking
services and transactions.
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