Program Description:
This AIB course will explore the four major
components of problem loan management. Problem
Loan Detection will explore how problems loans can
be avoided and how loans can be managed to make
early detection possible. Problem Loan Situation
Evaluation will consider what must be done to confirm
the bank’s position with the borrower in preparation
for negotiation with the borrower. Problem Loan
Negotiation will cover the negotiation process in
determining the best course of action to resolve
problem loans. Problem Loan Resolution will consider
alternatives of resolution and how to proceed with
options for workout or liquidation.
After successfully completing this course, the student will be able to:
- Understand the element of and importance of
early prevention and detection of problem loans
- Understand the process of problem loan situation
evaluation to determine the bank’s position with
the borrower
- Understand the negotiation process to determine the best course of action to pursue with the borrower to resolve the problem
- Understand the process of problem resolution and options for workout or liquidation of the loan
Who Should Attend:
Entry to mid-level commercial lenders, business bankers,
small business lenders, credit analysts, loan review
personnel and other bank personnel interested in the
subject of problem loan management and resolution.
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