Program Description:
This AIB course provides the skills needed to
effectively assess a borrower’s ability to repay loans.
It builds core competencies through instruction
and application based on actual small business
lending cases.
Recommended Prerequisite:
Financial Accounting
After successfully completing this course, the student will be able to:
- Relate how a company’s type of business, legal
structure, size, and management strategies affect
the way a lender conducts financial analysis
- Analyze income statements, balance sheets, and
pro-forma statements
- Calculate key financial ratios and use them to
compare a company’s performance to the
company’s industry standards
- Determine when a funds flow statement is required
- Construct and analyze long-run, multiple- year
forecasts of income statements and balance sheets
- Construct and interpret a cash budget
Who Should Attend:
Commercial loan officers, credit analysts and trainees
who have a basic knowledge of accounting principles
and practices, and a familiarity with the commercial
lending process.
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