Program Description:
For better commercial loan decisions, you need to learn how to perform required calculations and get behind the numbers to interpret the results. Being able to prepare better loan presentations, understand the lending decision, and identify risks when monitoring credit is crucial to success.
This seminar takes off where basic seminars end and is intended for those who need to expand their capacity to understand the financial position and borrowing needs of their customers. A case study will be completed, which will teach, expand, and refresh participant understanding of financial ratio analysis techniques. Evaluation of liquidity, leverage, profitability, and overtrading are the key focus of the ratio analysis of this fast-paced program.
Cash Flow Analysis is the primary focus of this seminar, which is low on theory and high on practicality with immediate useful tools for financial analysis. Please bring a financial calculator.
What You Will Learn:
- Excess Cash Flow
- How much cash is really available?
- Sustainable Growth
- How much can the company grow without increasing leverage?
- How much additional working capital investment will be required to support sales growth?
- Cash flow statements from the borrower's financial statements
Who Should Attend:
Loan Officers, Credit Analysts, Loan Reviewers, or anyone with the need to help their bank improve the quality of lending decisions.
Presenter:
Bob Ullom, a nationally recognized educator, brings 30 years of lending and bank management experience to this program. His fun and direct teaching style will be complemented by a complete student handout. Bob currently teaches over 10,000 bankers annually in more than 50 states. He is a CPA and has served as president of two fast growing and profitable start-up banks.
Registration Information:
Fax or mail this registration form, or register online, by June 1, 2007.
Make checks payable to Center for Financial Training (CFT). Withdrawals made prior to the registration deadline will receive a full refund or a credit toward a future CFT seminar. Withdrawals made after the registration deadline will not receive a refund or a credit. Substitutions may be made at any time. No-shows will be charged the full amount.
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