Program Description:
Commercial loans secured by real estate
constitute the largest and potentially riskiest
category of specialized loans in a bank or
thrift’s loan portfolio. In an environment of rising
interest rates, appraisal values of properties
may decrease, which places additional risk on
the portfolio. Regulators are aware of these
conditions and are placing emphasis on
evaluating an institutions appraisal process.
Students will define the components, practices
and methods of the appraisal function; assess risk
in the real estate appraisal process; discuss the
Scope of Work Rule; implement best practices.
NOTE: This is the third session of the 2009 CFT/CBW Commercial Lending School. Participants may sign up for this as an individual seminar or as part of the School.
Who Should Attend:
Designed for anyone in commercial lending or a support role: Commercial lenders, Real estate loan officers, Credit analysts, Mortgage brokers, and Senior management.
Presenter:
Mark Tyrpin is senior vice president for a large regional bank in Quincy, IL. His unique style of “ Banker Teaching Banker” emphasizes current banking examples and scenarios to supplement the classroom approach to learning. Reality and textbook application are presented. Tyrpin has over 20 years of banking experience including commercial lending, commercial real estate lending, loan rehabilitation and work out, as well as management. Prior to that, he was an investment banker specializing in municipal finance and trading. Tyrpin is also an executive officer and board member of one of the largerst not for profit family foundations in the state of Illinois.
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